Residency requirements
Using US bank rails does not require US residency or a US entity. Foreign entities onboard directly through KYB and receive US bank rails in their own legal name. The jurisdictional floor is the restricted lists below; there are no end-user nationality restrictions for beneficiaries beyond them. The cash and card retail ramps serve US persons, which is separate from the bank-rail corridor.Sanctioned and blacklisted countries
Applies to all OMS services: Dashboard, API, non-custodial wallet SDK, and Trails SDK. Cuba, Iran, Myanmar, North Korea, Ukraine (Crimea, Donetsk, Luhansk, Kherson, and Zaporizhzhia regions only) China is also blocked at the IP level.FATF gray list, blocked for bank ramps
In addition to the sanctioned countries above, the following jurisdictions are blocked for bank ramp transactions: Algeria, Angola, Bolivia, Bulgaria, Cameroon, Côte d’Ivoire, Democratic Republic of Congo, Haiti, Kenya, Kuwait, Laos, Lebanon, Monaco, Namibia, Nepal, Papua New Guinea, South Sudan, Syria, Venezuela, Vietnam, Virgin Islands (UK), Yemen The Russian Federation is blocked for SDK access (non-custodial wallet SDK and Trails SDK).How restrictions are enforced
Prohibition is enforced against the following per transaction or customer:- Business applicant’s incorporation address or physical address
- Associated person’s physical address
- SWIFT counterparty address country
- SWIFT counterparty bank BIC (inbound or outbound)