A price quote for moving money between two instruments. It locks an exchange rate and the amounts for a short window; execute it by creating a transaction that references this quote's id.
Where last-mile delivery is sent from, as a uniform {type, id} reference — response-only. id is the Virtual Account (va_) or OMS wallet (wlt_) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level tracking array with leg: destination — not here.
Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.
The legal name the payment is sent under, resolved from accountHolder — the customer's own legal name for customer, the owning customer's legal name for partner (for now; a partner-level name may replace it later), or the payment provider's name for paymentProvider, which differs between a bank origin ("Coinme Inc FBO its Customers") and a blockchain origin. This is what the recipient sees as the sender. Like accountHolder and unlike id, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever accountHolder is, and when the customer's name cannot be read at that moment.
On the source, the gross amount the customer pays; on the destination, the amount that arrives. A decimal string at the asset's precision. Always set on the source; set on the destination once priced.
On the source, the gross amount the customer pays; on the destination, the amount that arrives. A decimal string at the asset's precision. Always set on the source; set on the destination once priced.
Mid-market rate from the source asset to the destination asset, set together with the destination amount. Identity: (source.amount − Σ source fees) × exchangeRate = destination.amount + Σ destination fees.
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Left out while a deposit's receiving wallet is not resolved yet.","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.0.id","typeLabel":"string"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.0.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.0.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.0.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.0.owner","typeLabel":"object"},"details":{"type":"object","properties":{"address":{"type":"string","description":"On-chain address.","uniqueKey":"destination.oneOf.0.details.address","typeLabel":"string"}},"description":"OMS crypto wallet details.","uniqueKey":"destination.oneOf.0.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.0.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.0.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.0.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.0.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.0.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.0.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.0","typeLabel":"OMS wallet · object"},{"type":"object","title":"External wallet","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset","network"],"properties":{"type":{"type":"string","enum":["walletExternal"],"isRequired":true,"uniqueKey":"destination.oneOf.1.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.1.asset","typeLabel":"string"},"network":{"type":"string","description":"Lowercase blockchain.","isRequired":true,"uniqueKey":"destination.oneOf.1.network","typeLabel":"string"},"id":{"type":"string","description":"The external account (`ext_`). Left out for a sender OMS has no record of.","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.1.id","typeLabel":"string"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.1.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.1.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.1.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.1.owner","typeLabel":"object"},"details":{"type":"object","properties":{"address":{"type":"string","description":"On-chain address.","uniqueKey":"destination.oneOf.1.details.address","typeLabel":"string"},"custodian":{"type":"string","description":"Who custodies the wallet, in lowerCamelCase.","uniqueKey":"destination.oneOf.1.details.custodian","typeLabel":"string"},"otherCustodian":{"type":"string","description":"The custodian's name when `custodian` is `other`.","uniqueKey":"destination.oneOf.1.details.otherCustodian","typeLabel":"string"},"networkFamily":{"type":"string","enum":["evm","solana","tron"],"description":"Crypto network family for a registered external wallet. A walletExternal is registered per family (an EVM address is valid across every EVM chain), and the registration covers every served network in that family. A create for a family the provider that provisions this project's walletExternal accounts does not serve is refused before anything is written, with 422 `NetworkFamilyNotServed`; depending on the provider, the refusal can be 403 `VendorConfigMissing` instead.","uniqueKey":"destination.oneOf.1.details.networkFamily","typeLabel":"enum\u003cstring>"}},"description":"External wallet details.","uniqueKey":"destination.oneOf.1.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.1.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.1.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.1.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.1.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.1.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.1.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.1","typeLabel":"External wallet · object"},{"type":"object","title":"Fiat wallet","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["walletFiat"],"isRequired":true,"uniqueKey":"destination.oneOf.2.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","enum":["usd"],"description":"Fiat currency of the balance. Only `usd` today.","isRequired":true,"uniqueKey":"destination.oneOf.2.asset","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^(wlt_fiat_|[a-z]+_)([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"The fiat wallet (`wlt_`; an older wallet keeps its original `wlt_\u003cuuid>` id, and a `wlt_fiat_` id is also accepted on input). Left out on a book-transfer destination until its outbound leg exists.","uniqueKey":"destination.oneOf.2.id","typeLabel":"string"},"network":{"type":"string","enum":["bookTransfer","intraBank"],"description":"On the destination of a virtual account or deposit address book-transfer credit: `intraBank`, or `bookTransfer` on a record created before the umbrella names were introduced.","uniqueKey":"destination.oneOf.2.network","typeLabel":"enum\u003cstring>"},"intraBankRail":{"type":"string","description":"Only when `network` is `intraBank`.","enum":["bookTransfer","crnow","ereborRail"],"uniqueKey":"destination.oneOf.2.intraBankRail","typeLabel":"enum\u003cstring>"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.2.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.2.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.2.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.2.owner","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.2.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.2.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.2.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.2.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.2.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.2.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.2","typeLabel":"Fiat wallet · object"},{"type":"object","title":"US bank account","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["bankUs"],"isRequired":true,"uniqueKey":"destination.oneOf.3.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","enum":["usd"],"description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.3.asset","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The external account (`ext_`). Left out for a sender OMS has no record of.","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.3.id","typeLabel":"string"},"network":{"type":"string","enum":["ach","achSameDay","wire","rtp","instant"],"description":"The rail the money moves on. `instant` is an RTP or FedNow payment, named in `instantRail`; a record created before the umbrella names were introduced keeps `rtp`.","uniqueKey":"destination.oneOf.3.network","typeLabel":"enum\u003cstring>"},"instantRail":{"type":"string","description":"Only when `network` is `instant`.","enum":["rtp","fednow"],"uniqueKey":"destination.oneOf.3.instantRail","typeLabel":"enum\u003cstring>"},"secCode":{"type":"string","description":"ACH SEC code, only on `ach` and `achSameDay`. Derived from the destination owner's and the customer's entity type.","enum":["ccd","ppd","web"],"uniqueKey":"destination.oneOf.3.secCode","typeLabel":"enum\u003cstring>"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.3.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.3.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.3.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.3.owner","typeLabel":"object"},"details":{"type":"object","properties":{"bankName":{"type":"string","uniqueKey":"destination.oneOf.3.details.bankName","typeLabel":"string"},"accountNumberLast4":{"type":"string","uniqueKey":"destination.oneOf.3.details.accountNumberLast4","typeLabel":"string"},"routingNumber":{"type":"string","uniqueKey":"destination.oneOf.3.details.routingNumber","typeLabel":"string"},"accountType":{"type":"string","enum":["checking","savings"],"description":"Bank account sub-type for US accounts.","uniqueKey":"destination.oneOf.3.details.accountType","typeLabel":"enum\u003cstring>"},"holderName":{"type":"string","description":"The account holder: a counterparty's name, or the sender's name when the rail carries it.","uniqueKey":"destination.oneOf.3.details.holderName","typeLabel":"string"},"memo":{"type":"string","description":"The free-text message that travelled with the money on this side's rail.","uniqueKey":"destination.oneOf.3.details.memo","typeLabel":"string"}},"description":"US bank account details.","uniqueKey":"destination.oneOf.3.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.3.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.3.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.3.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.3.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.3.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.3.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.3","typeLabel":"US bank account · object"},{"type":"object","title":"IBAN bank account","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["bankIban"],"isRequired":true,"uniqueKey":"destination.oneOf.4.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.4.asset","typeLabel":"string"},"id":{"type":"string","description":"The external account (`ext_`). Left out for a sender OMS has no record of.","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.4.id","typeLabel":"string"},"network":{"type":"string","enum":["swift"],"description":"The rail the money moves on.","uniqueKey":"destination.oneOf.4.network","typeLabel":"enum\u003cstring>"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.4.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.4.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.4.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.4.owner","typeLabel":"object"},"details":{"type":"object","properties":{"bankName":{"type":"string","uniqueKey":"destination.oneOf.4.details.bankName","typeLabel":"string"},"ibanLast4":{"type":"string","uniqueKey":"destination.oneOf.4.details.ibanLast4","typeLabel":"string"},"bic":{"type":"string","uniqueKey":"destination.oneOf.4.details.bic","typeLabel":"string"},"countryCode":{"type":"string","description":"ISO 3166-1 alpha-2 country of the bank.","uniqueKey":"destination.oneOf.4.details.countryCode","typeLabel":"string"},"bankAddress":{"type":"object","properties":{"line1":{"type":"string","description":"Street address, line 1.","uniqueKey":"destination.oneOf.4.details.bankAddress.line1","typeLabel":"string"},"line2":{"type":"string","description":"Street address, line 2.","uniqueKey":"destination.oneOf.4.details.bankAddress.line2","typeLabel":"string"},"city":{"type":"string","description":"City.","uniqueKey":"destination.oneOf.4.details.bankAddress.city","typeLabel":"string"},"state":{"type":"string","description":"State / province / region.","uniqueKey":"destination.oneOf.4.details.bankAddress.state","typeLabel":"string"},"country":{"type":"string","description":"ISO 3166-1 alpha-2","uniqueKey":"destination.oneOf.4.details.bankAddress.country","typeLabel":"string"},"zipCode":{"type":"string","description":"ZIP / postal code.","uniqueKey":"destination.oneOf.4.details.bankAddress.zipCode","typeLabel":"string"}},"description":"A postal address. country is an ISO 3166-1 alpha-2 country code.","uniqueKey":"destination.oneOf.4.details.bankAddress","typeLabel":"object"},"holderName":{"type":"string","description":"The account holder: a counterparty's name, or the sender's name when the rail carries it.","uniqueKey":"destination.oneOf.4.details.holderName","typeLabel":"string"},"memo":{"type":"string","description":"The free-text message that travelled with the money on this side's rail.","uniqueKey":"destination.oneOf.4.details.memo","typeLabel":"string"}},"description":"IBAN bank account details.","uniqueKey":"destination.oneOf.4.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.4.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.4.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.4.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.4.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.4.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.4.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.4","typeLabel":"IBAN bank account · object"},{"type":"object","title":"Canadian bank account","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["bankCanada"],"isRequired":true,"uniqueKey":"destination.oneOf.5.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","enum":["usd","cad"],"description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.5.asset","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The external account (`ext_`). Left out for a sender OMS has no record of.","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.5.id","typeLabel":"string"},"network":{"type":"string","enum":["swift","local"],"description":"The rail the money moves on.","uniqueKey":"destination.oneOf.5.network","typeLabel":"enum\u003cstring>"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.5.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.5.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.5.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.5.owner","typeLabel":"object"},"details":{"type":"object","properties":{"bankName":{"type":"string","uniqueKey":"destination.oneOf.5.details.bankName","typeLabel":"string"},"accountNumberLast4":{"type":"string","uniqueKey":"destination.oneOf.5.details.accountNumberLast4","typeLabel":"string"},"institutionNumber":{"type":"string","uniqueKey":"destination.oneOf.5.details.institutionNumber","typeLabel":"string"},"transitNumber":{"type":"string","uniqueKey":"destination.oneOf.5.details.transitNumber","typeLabel":"string"},"holderName":{"type":"string","description":"The account holder: a counterparty's name, or the sender's name when the rail carries it.","uniqueKey":"destination.oneOf.5.details.holderName","typeLabel":"string"},"memo":{"type":"string","description":"The free-text message that travelled with the money on this side's rail.","uniqueKey":"destination.oneOf.5.details.memo","typeLabel":"string"}},"description":"Canadian bank account details.","uniqueKey":"destination.oneOf.5.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.5.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.5.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.5.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.5.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.5.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.5.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.5","typeLabel":"Canadian bank account · object"},{"type":"object","title":"Card","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["card"],"isRequired":true,"uniqueKey":"destination.oneOf.6.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","enum":["usd"],"description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.6.asset","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The external account (`ext_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","uniqueKey":"destination.oneOf.6.id","typeLabel":"string"},"network":{"type":"string","enum":["card"],"description":"The rail the money moves on.","uniqueKey":"destination.oneOf.6.network","typeLabel":"enum\u003cstring>"},"owner":{"type":"object","required":["kind","id"],"properties":{"kind":{"type":"string","enum":["counterparty","customer"],"description":"`counterparty`, or `customer` for another customer's account.","isRequired":true,"uniqueKey":"destination.oneOf.6.owner.kind","typeLabel":"enum\u003cstring>"},"id":{"type":"string","description":"The counterparty (`ctp_`) or customer (`cst_`).","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","x-go-type":"string","isRequired":true,"uniqueKey":"destination.oneOf.6.owner.id","typeLabel":"string"},"name":{"type":"string","description":"The counterparty's name. A customer's name is on the customer resource.","uniqueKey":"destination.oneOf.6.owner.name","typeLabel":"string"}},"description":"Who owns an account that is not the resource's customer's.","uniqueKey":"destination.oneOf.6.owner","typeLabel":"object"},"details":{"type":"object","properties":{"brand":{"type":"string","enum":["visa","mastercard","amex","discover"],"description":"Card network/brand. Derived server-side from the PAN; never accepted on a request.","uniqueKey":"destination.oneOf.6.details.brand","typeLabel":"enum\u003cstring>"},"last4":{"type":"string","uniqueKey":"destination.oneOf.6.details.last4","typeLabel":"string"},"cardType":{"type":"string","enum":["debit","credit","prepaid"],"description":"Card funding type, derived server-side from the PAN. Only `debit` is supported today; `credit` and `prepaid` are reserved for future push-to-card / pull-from-card support.","uniqueKey":"destination.oneOf.6.details.cardType","typeLabel":"enum\u003cstring>"},"expiryMonth":{"type":"integer","format":"int32","uniqueKey":"destination.oneOf.6.details.expiryMonth","typeLabel":"integer\u003cint32>"},"expiryYear":{"type":"integer","format":"int32","uniqueKey":"destination.oneOf.6.details.expiryYear","typeLabel":"integer\u003cint32>"},"billingAddressSource":{"type":"string","enum":["provided","customerDefault"],"description":"Where a card's billing address came from. `provided` = supplied on the request; `customerDefault` = filled from the owning customer's address because the request omitted it.","uniqueKey":"destination.oneOf.6.details.billingAddressSource","typeLabel":"enum\u003cstring>"}},"description":"Card details.","uniqueKey":"destination.oneOf.6.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.6.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.6.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.6.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.6.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.6.payoutOrigin","typeLabel":"object"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.6.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.6","typeLabel":"Card · object"},{"type":"object","title":"Cash","description":"The receiving side, echoed from the request with resolved instrument detail.","required":["type","asset"],"properties":{"type":{"type":"string","enum":["cash"],"isRequired":true,"uniqueKey":"destination.oneOf.7.type","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","description":"Lowercase asset.","isRequired":true,"uniqueKey":"destination.oneOf.7.asset","typeLabel":"string"},"details":{"type":"object","properties":{"locationId":{"type":"string","uniqueKey":"destination.oneOf.7.details.locationId","typeLabel":"string"},"locationName":{"type":"string","uniqueKey":"destination.oneOf.7.details.locationName","typeLabel":"string"},"locationAddress":{"type":"object","properties":{"line1":{"type":"string","description":"Street address, line 1.","uniqueKey":"destination.oneOf.7.details.locationAddress.line1","typeLabel":"string"},"line2":{"type":"string","description":"Street address, line 2.","uniqueKey":"destination.oneOf.7.details.locationAddress.line2","typeLabel":"string"},"city":{"type":"string","description":"City.","uniqueKey":"destination.oneOf.7.details.locationAddress.city","typeLabel":"string"},"state":{"type":"string","description":"State / province / region.","uniqueKey":"destination.oneOf.7.details.locationAddress.state","typeLabel":"string"},"country":{"type":"string","description":"ISO 3166-1 alpha-2","uniqueKey":"destination.oneOf.7.details.locationAddress.country","typeLabel":"string"},"zipCode":{"type":"string","description":"ZIP / postal code.","uniqueKey":"destination.oneOf.7.details.locationAddress.zipCode","typeLabel":"string"}},"description":"A postal address. country is an ISO 3166-1 alpha-2 country code.","uniqueKey":"destination.oneOf.7.details.locationAddress","typeLabel":"object"},"locationProvider":{"type":"string","description":"The cash network the location belongs to, lowercase, such as `greendot`.","uniqueKey":"destination.oneOf.7.details.locationProvider","typeLabel":"string"}},"description":"Cash location details.","uniqueKey":"destination.oneOf.7.details","typeLabel":"object"},"payoutOrigin":{"type":"object","required":["type"],"properties":{"type":{"type":"string","enum":["bank","blockchain"],"isRequired":true,"uniqueKey":"destination.oneOf.7.payoutOrigin.type","typeLabel":"enum\u003cstring>"},"id":{"type":"string","pattern":"^[a-z]+_([0-9a-hjkmnp-tv-z]{26}|[0-9a-f]{8}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{4}-[0-9a-f]{12})$","description":"Public TypeID, e.g. `txn_01h455vb4pex5vsknk084sn02q`.","x-go-type":"string","uniqueKey":"destination.oneOf.7.payoutOrigin.id","typeLabel":"string"},"accountHolder":{"type":"string","description":"Whose legal identity the payment is sent under. Determined by OMS from the route's configuration — not a request field. Left out when OMS cannot determine it, and on destinations that have no sending legal identity (cash payouts, and crypto payouts outside a Deposit Address). A bank payout that goes out under the payment provider or the partner records that holder just before it is sent to the provider, and reports it only while a payout was or may have been created there; a send interrupted after the holder was recorded and before it went out has an unknown outcome and may report it. A failed send known to have created no payout at the provider, and a payout sent before holders were recorded whose holder could not be recovered afterwards, report the fallback value instead, which may differ from the holder actually used. The fallback value, also reported before a holder is recorded and for payouts that always go out under the customer's own name, is the holder the Deposit Address fixed for the destination type the transaction pays on a transaction created from a Deposit Address, and the value its route implies on any other.","enum":["customer","paymentProvider","partner"],"uniqueKey":"destination.oneOf.7.payoutOrigin.accountHolder","typeLabel":"enum\u003cstring>"},"accountHolderName":{"type":"string","description":"The legal name the payment is sent under, resolved from `accountHolder` — the customer's own legal name for `customer`, the owning customer's legal name for `partner` (for now; a partner-level name may replace it later), or the payment provider's name for `paymentProvider`, which differs between a `bank` origin (\"Coinme Inc FBO its Customers\") and a `blockchain` origin. This is what the recipient sees as the sender. Like `accountHolder` and unlike `id`, it is populated as soon as it is determinable, so it appears on Quote, Deposit Address and Virtual Account responses as well as Transactions. Left out whenever `accountHolder` is, and when the customer's name cannot be read at that moment.","uniqueKey":"destination.oneOf.7.payoutOrigin.accountHolderName","typeLabel":"string"}},"description":"Where last-mile delivery is sent *from*, as a uniform `{type, id}` reference — response-only. `id` is the Virtual Account (`va_`) or OMS wallet (`wlt_`) funding the leg; left out before execution (Quote / Deposit Address echo the choice only) or when the origin has no partner-visible resource. Rail identifiers for the last-mile transfer live in the top-level `tracking` array with `leg: destination` — not here.","uniqueKey":"destination.oneOf.7.payoutOrigin","typeLabel":"object"},"pickupCode":{"type":"string","description":"Retail pickup code for a cash payout. Populated only on cash-out (pickup) destinations.","uniqueKey":"destination.oneOf.7.pickupCode","typeLabel":"string"},"companyDiscretionaryData":{"type":"string","description":"Echo of the ACH companyDiscretionaryData supplied on the originating request. Null/absent on non-ACH destinations or when not supplied.","uniqueKey":"destination.oneOf.7.companyDiscretionaryData","typeLabel":"string"}},"isRequired":true,"uniqueKey":"destination.oneOf.7","typeLabel":"Cash · object"}],"isRequired":true,"uniqueKey":"destination","typeLabel":"OMS wallet · object | External wallet · object | Fiat wallet · object | US bank account · object | IBAN bank account · object | Canadian bank account · object | Card · object | Cash · object"},"pricing":{"type":"object","description":"Consolidated economics.","required":["fees"],"properties":{"fees":{"type":"array","items":{"type":"object","required":["type","side","asset","amount"],"properties":{"type":{"type":"string","description":"Fee kind. OPEN — clients must tolerate an unrecognised type. Known values today: \"developer\", \"oms\", \"gas\".","isRequired":true,"uniqueKey":"pricing.fees.items.[INDEX].type","typeLabel":"string"},"side":{"type":"string","enum":["source","destination"],"description":"Which side this fee was deducted from.","isRequired":true,"uniqueKey":"pricing.fees.items.[INDEX].side","typeLabel":"enum\u003cstring>"},"asset":{"type":"string","description":"Currency this fee is denominated in — that side's asset.","isRequired":true,"uniqueKey":"pricing.fees.items.[INDEX].asset","typeLabel":"string"},"amount":{"type":"string","description":"Fee amount in `asset`, at the asset's precision.","isRequired":true,"uniqueKey":"pricing.fees.items.[INDEX].amount","typeLabel":"string"}},"description":"A fee charged on one side of a quote, transaction or cash-in. A fee is listed only when it is not zero.","uniqueKey":"pricing.fees.items.[INDEX]","typeLabel":"object"},"description":"Every fee charged across both sides. `[]` when there are none — never omitted, never null.","isRequired":true,"uniqueKey":"pricing.fees","typeLabel":"object[]"},"source":{"type":"object","description":"The source side, in the source asset.","required":["asset"],"properties":{"asset":{"type":"string","description":"Lowercase asset of this side, the same as the side's instrument asset.","isRequired":true,"uniqueKey":"pricing.source.asset","typeLabel":"string"},"amount":{"type":"string","description":"On the source, the gross amount the customer pays; on the destination, the amount that arrives. A decimal string at the asset's precision. Always set on the source; set on the destination once priced.","uniqueKey":"pricing.source.amount","typeLabel":"string"}},"uniqueKey":"pricing.source","typeLabel":"object"},"destination":{"type":"object","description":"The destination side, in the destination asset.","required":["asset"],"properties":{"asset":{"type":"string","description":"Lowercase asset of this side, the same as the side's instrument asset.","isRequired":true,"uniqueKey":"pricing.destination.asset","typeLabel":"string"},"amount":{"type":"string","description":"On the source, the gross amount the customer pays; on the destination, the amount that arrives. A decimal string at the asset's precision. 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