Where the customer is in onboarding. actionRequired carries a hold saying what to do, and rejected carries a failure. offboarded is a deleted or deactivated customer.
USD rollup of a customer's balances. Returned on GET /customers/{id} only — never on list, create, or update. Covers fiat wallets and custodial crypto wallets; noncustodial wallets are not yet valued, so a customer holding one reads an undercount here. Omitted entirely when the rollup cannot be read; a partial total is never returned, so treat an absent field as "unknown", not as zero.
Sum of the customer's USD fiat wallet balances as last reported by the holding bank. Can be negative — an ACH clawback can overdraw a deposit account — so render the sign verbatim and never clamp.
Sum of the customer's custodial crypto wallet balances at the custodian's own per-asset USD estimate. "0.00" for a customer with no custodial crypto account.
When the custodial wallet provider last updated the crypto balances in cryptoUsd: the newest per-asset timestamp the provider reports across those balances, read live with this request. Fiat balances do not affect it. Omitted when the provider reports no timestamp, for example when the customer holds no custodial crypto wallet.
Opaque pagination cursor — pass back as the cursor query param to fetch the next page. Absent on the last page.
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