Custodial wallets are managed wallets where a trusted third party holds and secures private keys on behalf of users. This model is well-suited for regulated financial products, enterprise deployments, and use cases where users should not be responsible for managing their own keys. Polygon’s Open Money Stack provides enterprise-grade custodial wallet infrastructure with established compliance, AML, and KYC capabilities built in.Documentation Index
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When to use custodial wallets
| Use case | Recommended |
|---|---|
| Regulated financial products (e.g., fintech, neobanks) | Yes |
| Enterprise deployments requiring managed key recovery | Yes |
| Users who should not self-custody | Yes |
| Consumer apps where users want full key ownership | Use Embedded Wallets instead |
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Request access to OMS custodial wallet infrastructure and the related integration documentation.