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Custodial wallets are managed wallets where OMS holds and secures private keys on behalf of users. This model is well-suited for regulated financial products, enterprise deployments, and use cases where users should not be responsible for managing their own keys. The Open Money Stack provides enterprise-grade custodial wallets with established compliance, AML, and KYC capabilities built in.

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When to use custodial wallets

Use caseRecommended
Regulated financial products (e.g., fintech, neobanks)Yes
Enterprise deployments requiring managed key recoveryYes
Users who should not self-custodyYes
Consumer apps where users want full key ownershipUse Non-custodial wallets instead

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Get access

Request custodial wallet access

Request access to OMS custodial wallet infrastructure and the related integration documentation.