Agentic Payments
Infrastructure for autonomous agents to transact onchain: session wallets, HTTP-native micropayments, and verifiable onchain identity.
Agentic Payments is Polygon's open infrastructure for autonomous agents that need to move money. It covers the full stack: getting an agent onchain with a scoped wallet, paying for HTTP-gated resources with x402, and establishing a verifiable onchain identity through ERC-8004.
The stack is built around three things agents actually need:
- A wallet that works without a browser: The Polygon Agent CLI provisions a Sequence Ecosystem Wallet with per-token spend caps, contract whitelists, and a 24-hour session window. Agents transact in stablecoins, no POL required for gas.
- A payment protocol for the web: x402 lets any HTTP endpoint gate access behind a micropayment. Agents probe, pay, and receive in one round-trip. No payment channels, no subscriptions.
- A trust layer between agents: ERC-8004 registers agents as onchain NFTs with linked reputation and validation registries. Any agent or contract can verify another agent's identity and track its history without relying on a centralized directory.
What makes a payment "agentic"
A traditional onchain payment requires a human to confirm the transaction. Agentic payments remove that dependency entirely.
An agent detects a payment requirement (a 402 Payment Required response, an invoice, a subscription gate), evaluates it against its policy, and pays — all within the same execution loop. The human sets the policy upfront; the agent handles every individual transaction autonomously within those bounds.
This shifts onchain activity from user-driven to intent-driven. Agents subscribe to data feeds, pay per API call, settle micro-invoices in real time, and coordinate with other agents — all without requiring a human in the loop for each action.
Components
| Component | What it does |
|---|---|
| Polygon Agent CLI | End-to-end CLI for getting an agent onchain: wallet creation, token ops, swaps, bridging, and identity registration |
| x402 | HTTP-native micropayment protocol; agents pay for gated resources with a signed header |
| ERC-8004 | Onchain agent identity standard; identity, reputation, and validation registries on Polygon |
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