> ## Documentation Index
> Fetch the complete documentation index at: https://docs.polygon.technology/llms.txt
> Use this file to discover all available pages before exploring further.

# OMS Custodial Wallets

> Managed wallets where OMS holds and secures private keys for your users, with KYC, AML, and compliance built in.

Custodial wallets are managed wallets where OMS holds and secures private keys on behalf of users. This model is well-suited for regulated financial products, enterprise deployments, and use cases where users should not be responsible for managing their own keys.

The Open Money Stack provides enterprise-grade custodial wallets with established compliance, AML, and KYC capabilities built in.

## When to use custodial wallets

| Use case                                               | Recommended                                                         |
| ------------------------------------------------------ | ------------------------------------------------------------------- |
| Regulated financial products (e.g., fintech, neobanks) | Yes                                                                 |
| Enterprise deployments requiring managed key recovery  | Yes                                                                 |
| Users who should not self-custody                      | Yes                                                                 |
| Consumer apps where users want full key ownership      | Use [Non-custodial wallets](/wallets/non-custodial-wallets) instead |

## Get access

<Card title="Request custodial wallet access" icon="envelope" href="https://info.polygon.technology/get-early-access?utm_source=docs&utm_medium=card&utm_campaign=oms_access">
  Request access to OMS custodial wallet infrastructure and the related integration documentation.
</Card>