> ## Documentation Index
> Fetch the complete documentation index at: https://docs.polygon.technology/llms.txt
> Use this file to discover all available pages before exploring further.

# On-ramps

> Fiat-to-crypto on-ramp providers and integration guides for Polygon.

<Frame>
  <img src="https://mintcdn.com/polygon-labs/6jXrFKOmS_DeKYqE/img/oms/onramps.svg?fit=max&auto=format&n=6jXrFKOmS_DeKYqE&q=85&s=462b383a20adf2d8d8443fc9bfb5d9f0" alt="Fiat On-ramp Flow" width="800" height="380" data-path="img/oms/onramps.svg" />
</Frame>

On-ramps convert fiat currency (USD, EUR, GBP, and others) into crypto on Polygon. Polygon has integrations with more than a dozen onramp providers covering 150+ countries, including credit/debit card, bank transfer, and cash-based flows.

## Open Money Stack onramps

The Open Money Stack provides regulated, enterprise-grade on-ramp infrastructure with KYC, AML, and compliance built in. Access covers bank transfer, debit card, and cash at 50,000+ retail locations across 48 US states.

<Steps>
  <Step title="Provide fiat">
    Accepts bank account, debit card, or cash at a retail location. The user selects their payment method and initiates the on-ramp.
  </Step>

  <Step title="Verify identity">
    KYC and KYB checks run automatically: document verification, OFAC screening, and accredited investor checks where required.
  </Step>

  <Step title="Process payment">
    OMS processes the payment over licensed rails. Available across 48 US states with full MSB licensing.
  </Step>

  <Step title="Crypto delivered">
    Funds arrive in the user's wallet in under 2 seconds at an average transaction cost of \$0.002.
  </Step>
</Steps>

<Card title="Request OMS on-ramp access" icon="envelope" href="https://info.polygon.technology/get-early-access">
  Request access to the OMS on-ramp API and the related integration documentation.
</Card>

## Stripe

Stripe's Crypto On-ramp API lets users buy USDC directly on Polygon from within your app, using a credit card or bank account. Stripe handles identity verification, compliance, and payment processing.

<Card title="Stripe onramp tutorial" icon="credit-card" href="/payment-services/stablecoins/onramps-stripe">
  Step-by-step guide to integrating the Stripe Crypto On-ramp on Polygon.
</Card>

## Other providers

The following providers also support Polygon on-ramps across a range of regions and payment methods:

| Provider                                                                | Details                                           |
| ----------------------------------------------------------------------- | ------------------------------------------------- |
| [MoonPay](https://dev.moonpay.com/docs/on-ramp-overview)                | Card and bank transfer, global coverage           |
| [Transak](https://docs.transak.com/)                                    | 160+ countries, card, bank, local payment methods |
| [Ramp](https://docs.rampnetwork.com/)                                   | Card, bank transfer, Apple/Google Pay             |
| [Bridge](https://apidocs.bridge.xyz/)                                   | Stablecoin-focused, programmable rails            |
| [Revolut](https://www.revolut.com/en-US/)                               | Revolut account holders                           |
| [Crossmint](https://crossmint.io/)                                      | Credit card purchases, NFT and token checkout     |
| [BlindPay](https://blindpay.com/docs/getting-started/quick-start-payin) | Privacy-focused onramp                            |
| [Payy](https://payy.link/)                                              | Payment link and checkout flows                   |
| [Avenia](https://avenia.io/)                                            | Latin America–focused                             |
| [Shopify](https://depay.com/plugins/shopify)                            | eCommerce checkout via DePay plugin               |
| [Electrocoin](https://electrocoin.eu)                                   | European markets                                  |
| [Mercuryo](https://oor-redirect.redoc.ly/#section/About)                | Global, card and bank                             |

<Note>
  Polygon does not endorse or provide support for third-party providers. Do your own due diligence before integrating any onramp service.
</Note>