> ## Documentation Index
> Fetch the complete documentation index at: https://docs.polygon.technology/llms.txt
> Use this file to discover all available pages before exploring further.

# Off-ramps

> Crypto-to-fiat off-ramp providers for converting assets on Polygon to local currency.

<Frame>
  <img src="https://mintcdn.com/polygon-labs/6jXrFKOmS_DeKYqE/img/oms/offramps.svg?fit=max&auto=format&n=6jXrFKOmS_DeKYqE&q=85&s=5c4851c0ed4d51eb5df5603423e1410e" alt="Fiat Off-ramp Flow" width="800" height="380" data-path="img/oms/offramps.svg" />
</Frame>

Offramps convert crypto held on Polygon into fiat currency, and can be withdrawn to a bank account, debit card, or cash pickup location. The providers below support Polygon and offer varying coverage by country, currency, and withdrawal method.

## Open Money Stack off-ramps

The Open Money Stack provides regulated, enterprise-grade off-ramp infrastructure with KYC, AML, and compliance built in. Supports bank transfer, debit card, and cash at 50,000+ retail locations across 48 US states.

<Steps>
  <Step title="Initiate withdrawal">
    The user specifies a stablecoin or crypto amount from their wallet and selects a destination: bank account, debit card, or cash pickup.
  </Step>

  <Step title="AML screening">
    Transaction monitoring and risk scoring run automatically, including OFAC and PEP checks, before any payout is initiated.
  </Step>

  <Step title="Process payout">
    OMS routes the payout over licensed rails across 48 US states with full MSB licensing.
  </Step>

  <Step title="Receive fiat">
    Funds land in the user's bank account, on their debit card, or as cash for pickup — in local currency.
  </Step>
</Steps>

<Card title="Request OMS off-ramp access" icon="envelope" href="https://info.polygon.technology/get-early-access">
  Request access to the OMS off-ramp API and the related integration documentation.
</Card>

## Other providers

Many of the same providers that offer onramps also support off-ramp flows on Polygon:

| Provider                                                 | Details                                           |
| -------------------------------------------------------- | ------------------------------------------------- |
| [MoonPay](https://dev.moonpay.com/docs/on-ramp-overview) | Sell crypto, receive bank transfer or card payout |
| [Transak](https://docs.transak.com/)                     | Offramp in 60+ countries                          |
| [Ramp](https://docs.rampnetwork.com/)                    | Bank transfer off-ramp                            |
| [Bridge](https://apidocs.bridge.xyz/)                    | Stablecoin-to-fiat settlement                     |
| [Mercuryo](https://oor-redirect.redoc.ly/#section/About) | Card and bank off-ramp                            |
| [Revolut](https://www.revolut.com/en-US/)                | For Revolut account holders                       |

<Note>
  Polygon does not endorse or provide support for third-party providers. Do your own due diligence before integrating any off-ramp service.
</Note>